2011年11月16日星期三

Hubei 10 years of credit program red line four conditions are not loans - Transponder Key Program

Business News Hubei 10 years of credit program red line four conditions are not loans - Transponder Key Program
Hubei Province Financial Conference revealed that this year, than last year to reduce the scale of the national credit, lenders are more demanding in our province. Which provides a clear "red lines" that the "four no credit."

"Four non-credit" Last year, the province added 330.2 billion yuan of credit, ranking first in Central, hit a record high. In order to change this state of economic development, some control on the credit scale. Last year, the National Credit 9.6 trillion,soccer jerseys wholesale, this year will be controlled at around 7.5 trillion.

"Less volume, Hubei, more stringent credit requirements." Provincial Banking Regulatory Commission official said that the CBRC is to guide the total consideration under the condition of banking institutions from a very unconventional measures to smooth the transition to the normal state, adhere to have to maintain control.

The official said the "security" is to strengthen the weak links in key areas and support, strengthen employment and strategic emerging industries, transfer of industry support, effective mitigation in agriculture and small enterprises financing difficulties.

"And charged that the four non-credit,USA soccer jerseys, which is the red line,Fulham jerseys, no one can touch." Provincial Banking Regulatory Bureau to all commercial banks in the Chinese leader sounded the alarm bell that the new projects on the national level, in addition to the State Department and the State Development and Reform Commission To be approved, are not lending; on local and corporate self-investment in new projects, and do not meet the conditions, procedures, without the appropriate Development and Reform Commission, land, Ministry of Environmental Protection Gate review, are not loans; on the polysilicon outside the industries with excess capacity, in addition to the State Development and Reform Commission approved the new projects,England soccer jerseys, are not lending; on the continued construction of the project do not meet the standards and procedures, are not lending.

The person in charge stressed the need to increase the risk prevention, in particular the real estate industry credit risk. "Beijing, Shanghai and other cities, house prices rose by 60%, while the local rent has dropped, there is a great bubble." Although not so obvious in Wuhan, but to strictly guard against the risk.

"Three higher than" Meeting revealed that while the credit last year, an unprecedented scale in our province, but the credit structure and regional point of view, there is imbalance problem.

Such as large state-owned enterprises and large projects, infrastructure, loans and more loans to more cities, and small and medium enterprises, loans to small town economy, many banks in the transportation, urban areas nearly 70% of the loan ratio,Team soccer jerseys, Wuhan, Yichang, Xiangfan city loan is a small town several times or even dozens of times, the proportion of serious imbalance.

"This year, the credit structure to be adjusted, step by step guide banks to increase small and medium enterprises and small and medium sized cities in the running." Person in charge of Provincial Banking Regulatory Bureau, last year, county and province to improve financial services to small businesses , county loan growth of nearly 35%, for the first time more than the deposit, changing gradually decreased since 2003 the trend.

Meeting stressed that this should increase the general support for county and rural areas to meet the financing needs of SMEs. Use of Wuhan city circle "society" and the East Lake demonstration area of national ownership opportunities for innovation and strive to offer more favorable policies in Hubei.

Vice Governor Zhao Bin said that this year, credit growth in our province to achieve the "three higher than the" target: growth above the national average, higher than the province GDP Level of growth, agriculture and small business loan growth higher than the average rate of increase.

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